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The Best Live Dealer Hi Lo Casinos for October, 2025

Are you looking for live dealer Hi Lo casino sites? You’re in luck. On this page, we’ve rounded up all the very best places where you can play this simple yet rewarding live game from the comfort of your own home. Browse our list of recommended Hi Lo live casinos below to find one which suits you.

To get your live Hi Lo journey off to a great start, this page also provides you everything you need to know about the popular card game. Read on to discover:

  • How we rate live Hi Lo casinos
  • How to play Hi Lo with live dealers
  • The basic payouts and odds of the game
  • Top tips and strategies to win

The Top Live Hi Lo Casino Sites for October, 2025

Check out our favorite online casinos and get started with live dealer Hi Lo today:

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How We Select the Best Live Dealer Hi Lo Casinos

At VegasSlotsOnline, we only select the very best live dealer Hi Lo casinos for you. To do this, we make sure every site that we recommend meets a strict list of criteria:

High Quality Software from Playtech

High Quality Software from Playtech

Unlike other live dealer games, live Hi Lo is exclusively offered by the award-winning software developer, Playtech. Playtech’s live dealer Hi Lo boasts a HD video stream and allows you to play against, and chat with, professionally trained croupiers.

Safe and Secure Sites

Safe and Secure Sites

Our team only recommends safe and reliable online casinos for players. All of our top picks feature the latest encryption technology so that your personal data and money are safe. They also all hold reputable casino licenses from online gaming regulators.

Fast Payouts Every Time

Fast Payouts Every Time

Our top-rated live Hi Lo casino sites all offer quick withdrawals via a range of banking methods. Don't wait around for your winnings when you could be enjoying the fruits of your labor.

Complete Mobile Compatibility

Complete Mobile Compatibility

Live dealer Hi Lo is designed to work on both iOS or Android devices yet, to do so, you’ll need to find a casino that offers a mobile platform too. Our recommended sites all perform flawlessly through your mobile browser or a native app. This ensures your games will run smoothly.

Rewarding Welcome Bonuses & Promotions

Rewarding Welcome Bonuses & Promotions

Put your live dealer Hi-Lo knowledge to use with a top welcome package when you start playing. All the casinos on this page offer generous welcome bonuses and reasonable wagering requirements.

Reliable and Efficient Customer Support

Reliable and Efficient Customer Support

At any reputable online casino, you should be able to access live chat and phone support at the click of a button. When it's your money on the line, you want to be sure you’re in safe hands.

Why Play Live Dealer Hi Lo?

The best Live Hi Lo casinos let you gamble against a professionally trained dealer any time of the day; however, this isn’t the only reason many players prefer live Hi Lo over its standard online counterpart.

Let's compare a few of the differences between the two games:

Live Dealer Hi Lo

  • Chat to, and play against, a human croupier
  • Play for a range of stakes to suit your budget
  • Enjoy Playtech’s award-winning software
  • Choose a HD stream for high-quality video images

Regular Online Hi Lo

  • Play solo versus the computer
  • Play for free or real money
  • Play games from a range of developers
  • Experience computerized graphics

How to Play Live Dealer Hi Lo Online

Hopefully, you’ve now selected a live dealer Hi Lo casino from our list of the very best sites. That means it’s time to start playing. Not sure how to get started? Follow our easy guide to live Hi Lo and you’ll be up and running in no time:

1

Sign up to a casino

Once you’ve chosen a top-rated online casino, you need to open an account. Create a username and password and supply the casino with basic personal details such as your e-mail address and full name.

2

Provide ID and age verification

You can only play at live Hi Lo casinos for real money, so you’ll need to make a deposit. Before you can do this, you may need to provide proof of identity, such as a scan of a passport, or driver's license.

3

Make a deposit

Select your preferred payment method, decide how much you wish to deposit, and confirm the payment. At almost all casinos, funds will then be available to play with immediately.

4

Check your system requirements

At some live Hi Lo casino sites, you may need to enable Adobe Flash to run the live dealer software. We also recommend you check that your PC's graphics card can handle the live streams.

5

Choose a game

Now it's time to hit the lobby. Select an available live Hi Lo table from the live casino lobby. You can oftentimes choose from a range of dealers and stakes too.

Bets and Odds in Live Dealer Hi Lo

Playing Hi Lo with live dealers is pretty straightforward. There isn't a lot of gameplay, but you will have several options when placing bets. The simplicity of the game, paired with its appealing payouts, is why our casino experts think it's one of the best games from leading casino developer Playtech.

The main aim of the game is to predict whether the next card drawn will be lower or higher than the last. Guess correctly and you win a pay-out relative to the odds.

Starting the Game

At the beginning of a round, the dealer draws a base card from the shoe, the value of which will be displayed on the screen. Cards range from 2 to ace, with the ace always being high. Six decks are used, with the 10s removed.

Bet Higher or Lower

As the player, your job is to bet on whether the next card drawn will be higher, lower, or the same rank as the previous card. You will have a limited amount of time to place your bets.

The higher and lower bet payout rates are based on the card you’re betting against. For instance, if a 3 is dealt, you will receive a bigger payout for correctly betting on lower than you would for betting high.

The Snap Bet

The one constant in live Hi Lo online is the “snap” bet, which pays out only if the next card is an exact match for the current target. This pays out at 12.06/1 but loses on anything other than a perfect match.

Side Bets

Those three bets comprise the majority of the gameplay in live dealer Hi Lo. However, there are also several side bets that are based on which card will be drawn next:

  • -    Red or Black - Bet on the color of the next card

  • -    Suit - Bet on the suit of the next card

  • -    Rank - Bet that the next card will be either an ace or a king, or within one of three ranges (2-5, 6-9, or J-A)

Dealing the Cards

Once all the bets against the Hi Lo live dealer have closed, they will burn three cards, then reveal the fourth. This is compared to the previous card and decides the outcome. Winning bets will be paid, and the second card becomes the base card. All burn cards are shuffled back into the shoe and the game begins again.

Live Hi Lo Payouts

There is a wide variety of payouts when you play live Hi Lo games. Basic payouts vary depending on the base card. However, there are some special payouts when you bet on specific outcomes.

Base Card odds - Higher and Lower
Base Card
Payout - Lower
Payout - Higher
2
N/A
1.05x
3
11.56x
1.15x
4
5.78x
1.28x
5
3.85x
1.44x
6
2.89x
1.65x
7
2.31x
1.92x
8
1.92x
2.31x
9
1.65x
2.89x
J
1.44x
3.85x
Q
1.28x
5.78x
K
1.15x
11.56x
A
N/A
1.05x
Special Hi Lo Bets
Outcome of Second Card
Payout
Snap (same card)
12.06x
Ace
11.56x
King or ace
5.78x
2, 3, 4, or 5
2.89x
6, 7, 8, or 9
2.89x
J, Q, K, or A
2.89x
Black
1.92x
Red
1.92x

Our Expert Tips to Win at Live Hi Lo

Feeling ready to start your casino journey and play Hi Lo against live dealers online? Read our easy Hi Lo strategy tips first to ensure you're one step ahead of the house:

  • Understand the house edge: You’ve probably already figured out that this game is essentially one of luck. You have absolutely no control over the cards to come and, as the odds are determined based on the target, you can’t really game the system by betting on the more likely result. However, Playtech states that the theoretical return on the game is 96.45%, which means the house edge is 3.55% - similar to many other proprietary table games like Let It Ride or Three Card Poker.

  • Choose the right bets: Don’t discount the group bets when playing live Hi Lo. Betting on black or red offers a 1.92x payout; much higher than the 1.05x on betting higher than an ace. We also prefer the group of four bets like jack to ace or 2-5. You cover four cards and earn 2.89x on your win if the right card comes along.

  • Avoid the Snap Bet: While there are bets you should focus on in live Hi Lo online, there are also ones you should steer clear of. The Snap Bet only pays 12.06x your stake if the next card drawn is equal to the last, which is way lower than the true odds.

  • Earn a welcome bonus: Whilst many online casinos restrict which games you can play when using bonus funds, some welcome packages are created specifically with live casino players in mind. These bonuses give you the perfect opportunity to practice Hi Lo for free. Playing live Hi Lo is also a great way to work off pesky wagering requirements.

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Enjoy Other Live Dealer Games

If live dealer Hi Lo isn't for you, you can try a range of alternative casino games . Give live blackjack or live Casino Hold'em a try for cash prizes:

Roulette

Live Dealer Roulette

Roulette is a game that works perfectly in the live dealer environment. Players bet on the outcome of the spin of a wheel, with fortunes changing hands based on what pocket the ball lands.

Find Out More
Sic Bo

Live Dealer Sic Bo

Sic Bo is a popular Asian casino game that has some similarities to roulette. You can bet on a wide range of outcomes, with the outcome of each round of betting determined by the roll of three dice.

Find Out More
Blackjack

Live Dealer Blackjack

Blackjack is one of the most popular casino games for gamblers who like a mix of skill and luck. This mix has made it one of the most common inclusions in live dealer collections.

Find Out More
Baccarat

Live Dealer Baccarat

Baccarat is one of the world’s most popular casino card games. It’s easy to play, as the dealer makes all the decisions for both the player and banker hands.

Find Out More

Live Dealer Hi Lo FAQ

Live Hi Lo is an online live dealer casino game played against the croupier. The aim is to bet on whether you think the next card drawn will be higher or lower than the last.

At VSO, we have a top range of live Hi Lo casino sites to choose from. The best online casinos have great security on payments and reliable bonuses for all players.

Yes. You can win cash prizes when playing live dealer Hi Lo at a real money casino. Select your stakes when you start playing and use our expert Hi Lo strategy tips to get an edge over the casino.

Unfortunately not. In general, you will have to deposit cash in order to play at live Hi Lo sites. However, our trusted casinos will offer you a generous welcome package once you join. This can be a no deposit bonus, a match bonus, or free spins among other incentives.

Yes. Online live Hi Lo can be played through a standard browser on your mobile device or through a user-friendly casino app.

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