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Discover the Best Online Casinos with SMS Payment in the US

Players using online casino SMS payments can fund their accounts from their mobile phones with quick and secure transactions. The ability to use SMS payments to fund your online casino account from your mobile phone is also incredibly convenient.

Read on to find a trusted online casino with SMS payment and great bonuses. If you need help getting started, our expert guide covers pay by SMS casino sign up, deposits and more.

Trusted Pay by SMS Casinos – Last Updated August, 2025

There are a number of hugely popular and well-established online casinos that accept payment by SMS in the US. These include McLuck Casino and Scatter Hall Casino.

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Why Use Pay by SMS Casinos?

Online casino SMS payment options give you various benefits, making it worth serious consideration as a way to fund your casino account:

Security and anonymity - Providing you use a reputable site, pay by SMS casinos are very safe, with encryption and security measures in place to protect your personal information and transactions.
Speed of transactions - When you deposit funds using SMS payments at your chosen online casino, your funds will be immediately available in your account to use on all your favorite casino games.
Ease of use - With the vast majority of people having a mobile phone these days, online casino SMS payments are very accessible and easy to use.
Suitability for US players - The popularity of mobile phones makes SMS casinos particularly suitable for US players, providing speed, security and convenience.
No need for a bank account or credit card – SMS payments don’t require a bank account or credit card, so you don’t have to submit any financial information.
Responsible gambling – As there’s a low daily deposit limit with SMS payments, this can help players in budgeting when using an online casino.

How to Deposit at Pay by SMS Casinos

Making a deposit at SMS casinos is a quick and convenient process that can be completed in just a few short steps:

Go to the payment section of your chosen online casino
Select SMS as your payment method
Enter the amount you wish to deposit
Open the text message with your confirmation code
Reply or enter the confirmation code on the online casino site to confirm your transaction
Your funds should be immediately available at your online casino
The deposit you make will be added to your next phone bill or taken from your pay-as-you-go balance

Deposit Fees with Online Casino SMS Payment

Although there is generally no deposit fee associated with pay by SMS casinos, as with any payment method, it’s important to check with your chosen casino as to whether or not they impose any fees for SMS deposits.

Details surrounding any payment fees should be available in the casino site’s terms and conditions, but it might be quicker and easier to simply contact their customer support and to ask for clarification.

How to Withdraw Your Winnings Using Pay by SMS

Although SMS is one of the best casino deposit methods, unfortunately, it’s not possible to withdraw your winnings from an online casino using SMS payments. This one significant downside to SMS is that it is only available for deposits. If you wish to withdraw funds from your account, you will need to use an alternative payment method.

Luckily, there is a varied selection of other payment options available, including bank transfer, debit and credit cards, eWallets and cryptocurrencies like Bitcoin, Ethereum and Litecoin.

The option you choose will depend on personal preference and the payment methods available at any given casino. Before depositing any funds using SMS, it’s therefore imperative that you check the specific withdrawal options offered by the online casino at which you want to play.

Our Expert-Approved Pay by SMS Casinos, Ranked by Type

We've selected a list of top US sites that offer online casino sms payment, as well as other payment methods, such as credit cards, eWallets, and cryptocurrencies. These alternatives ensure that you’ll have multiple convenient options for both deposits and withdrawals.

Best for Bonuses – Shazam Casino offers a welcome bonus up to $7,500
Best for Game Variety – Choose from thousands of top slots at Pulsz
Best for Mobile Gaming – Play a huge choice of Hold and Win games at McLuck
Best for Live Games - Scatter Hall Casino has live casino games from over 50 providers
Best for Fast Payouts – Unlock perks like faster withdrawals at Arctic Casino

How We Evaluate an Online Casino with SMS Payment

We look at multiple factors when reviewing an online casino with SMS payment before deciding whether or not we’d recommend it:

Game Variety/Selection

A great selection of casino games is clearly somewhere near the top of every player’s wish-list when it comes to choosing whether or not to register with a casino site. A good mix of different games (slots, table games, live dealer games, etc) and, wherever possible, games from an extensive list of different software providers.

Payment Methods

An extensive selection of payment methods, including the likes of bank transfer, debit and credit cards, eWallets, cryptocurrency, etc, is always a plus point. You might only use one payment method today, but your requirements may change going forward.

Quality of Casino Bonuses

Before committing to a new online casino, the vast majority of us will be more likely to do so if there is an attractive welcome bonus on offer. It’s also important that there are ongoing and varied promotions for existing players too though. We look at the terms and conditions of any casino bonuses, ensuring that our users are aware of wagering requirements, and any bonus limits.

Fast Payouts

We all want fast payouts when collecting our winnings, so this is another crucial aspect we look at when reviewing any casino. Some payment methods such as cryptocurrency and eWallets are almost instant.

User Experience/Support

Most players need some form of customer support at some time. A good mix of options to contact customer support (live chat, email, phone, etc.) is a big factor, as is whether or not support is provided 24/7, response times, quality of help and advice and overall professionalism. It’s also important that the site is user-friendly and responsive at all times.

Licensing and Regulation

We will only recommend mobile online casinos that are licensed and regulated by a reputable authority. Playing at any site that isn’t fully licensed or regulated is likely to see your money disappear and will have no recourse to help in such instances.

Top Alternatives to Pay by SMS Casinos

The number of methods now available to fund your account at many online casinos grows ever longer. The online casino SMS payment method is just one of the options, but there are plenty of others to consider too:

Bank Transfer

There are a number of different bank transfer options to choose from, including wire transfers, where you transfer funds directly from your bank account to the casino. Automated Clearing House (ACH) transfers are another secure way to transfer money. There are also Electronic checks (eChecks), which can be a convenient and secure, albeit lengthy, process to transfer funds and Direct Bank Transfers, where users can send funds directly from their bank account to the casino.

Debit and Credit Cards

Bank cards are one of the most straightforward and widely accepted methods for moving money in and out of your preferred online casinos. Common options include Visa, Mastercard, American Express, and Discover. While deposits tend to be processed instantly, withdrawals can take 1 to 3 days to reflect in your bank account, with potential delays over weekends.

eWallets

eWallets provide fast transaction times and are convenient, very secure and increasingly popular. The likes of PayPal, Skrill and Neteller also provide anonymity, as transactions don’t appear on your bank statement. One potential downside is that eWallet deposits will not always qualify for certain casino bonuses. Unlike with online casino SMS payment, you can also withdraw your winnings using eWallets.

Cryptocurrencies

Cryptocurrency is another very popular payment method, and comes with many positive factors such as near instant transactions, anonymity, security and convenience. A significant advantage crypto has over SMS payments is that you are also able to withdraw your funds using this option.

Pay by SMS Casinos FAQs

What is Pay by SMS, and how does it work in online casinos?

Pay by SMS casinos allow users to make secure deposits at online casinos using their mobile phones.

Can I play safely at online casinos with SMS payment?

Yes, transactions are encrypted and require a confirmation code sent to your phone.

Can I use Pay by SMS for both deposits and withdrawals?

Unfortunately Pay by SMS is only available for deposits, so an alternative method has to be used for withdrawals.

Are there any fees associated with this payment method?

There are generally no fees when making deposits via SMS but, as with any payment method, some casinos may charge a fee for using it as a payment option. Always check the site’s terms before deciding whether or not any payment method is right for you.

Can I claim bonus offers when depositing at Pay by SMS casinos?

Yes, usually you can claim bonuses when using Pay by SMS at an online casino, but it’s always sensible to check bonus eligibility in the terms and conditions to be 100% certain.

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